Better Health Care

No sorry.  You have to buy the insurance before the car is wrecked.  The same is true for buying homeowners insurance after the fire.  The wrecked car and the burnt house have what are called “preexisting conditions”.  If the car insurance company agreed to fix uninsured cars after the wreck, they would go broke.  Does anyone actually doubt this???  Yet, in Washington, they say health insurers are evil for refusing to insure after the fact  for preexisting health issues.  The original plan was to have a mandate for all Americans to purchase health insurance.  That made sense.  There would be no conditions that exist prior to owning health insurance because everyone would already own it.  The insurance companies, seeing an opportunity to sell policies to the uninsured signed on.  Now, the mandate is either dead, or the penalty too weak to enforce the mandate.  So the insurance companies are out and we’re back to, “I wrecked my car, can I get it insured?”